I wish I could say it has been a frugal month so far, but it has not. I have been tracking my spending since January 1st. I have spent 74. more in the first 3 days of February than in all of January.

It just goes to show that monthly spending can be so different. I did pretty good in January except for grocery shopping which I am working on.

Now in February the property taxes were due, car insurance and car registration which is expensive here in AZ. Fortunately I plan for these bills so that it is not a shock when they show up!